> The reason we have ready availability of credit in the first place is
> because consumer debt is the most profitable business in the United
> States.

Good point.

Is there an entity with deep pockets that would find it profitable to develop
and deploy near-zero-cost (crypto blah blah) transactions and displace credit
cards ?

I don't see one. Maybe Credit Card Holder Association of Pahrump ?


Also let's not forget that person A givin person B cash is zero-cost
untraceable transaction.



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