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At 10:31 AM -0800 on 12/5/02, Tim May wrote:


> [At least 4-5 of Hettinga's e$/digibucks/qwatloos chat lists elided
>  from this distribution....instead of creating so many lists, ...
> well,  it's obvious what the "instead of" ought to be.]

:-).

There is no universal mailing list, of course. People on other lists
do other things besides the things that people on this list do. When
those things intersect, threads get cross-posted. Life's a bitch and
then you crosspost. Whining about it won't stop it, and, frankly,
it's better that way.


About the other stuff, and as always, yeah, what Tim said.


Money (currency, whatever) is, by definition, something that is more
convertible into other things than anything else: salt, gold, pieces
of flint you can trade for a finished hand axe, whatever. Money is,
for lack of a better way of describing it, the most universal
commodity. Currently, national numeraires, units of account,
representing promises to pay and be paid, issued by fiat and force of
arms of various geographic force monopolies, are the most universal
commodities these days. Again, life's a bitch, but there it is.
Sooner or later, in order to buy something, you're going to use a
national numeraire, so your "currency" should be easily convertible
into that numeraire. In fact, it will be more popular if it's
*denominated* in that numeraire, these days.

So to review, money is fungible, one unit is the same as another,
and, like I just said, completely exchangeable.

Finally, "bearer" means that *anyone* can own something if they earn
or pay for it, and that their identity is immaterial to that
ownership. That usually implies instantaneous clearing, execution and
settlement, and, on the net, that implies (as Tim and others
discovered more than 15 years ago, and have been discussing on this
list for more than a decade) various financial cryptography
protocols, the first of which was David Chaum's blind signatures.

Cheers,
RAH

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-- 
-----------------
R. A. Hettinga <mailto: [EMAIL PROTECTED]>
The Internet Bearer Underwriting Corporation <http://www.ibuc.com/>
44 Farquhar Street, Boston, MA 02131 USA
"... however it may deserve respect for its usefulness and antiquity,
[predicting the end of the world] has not been found agreeable to
experience." -- Edward Gibbon, 'Decline and Fall of the Roman Empire'

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