FROM:MR.BELLO WILLIAMS
PACIFIC BANK OF NIGERIA
9TH FLOOR, IKOYI
VICTORIA ISLAND 
LAGOS NIGERIA.

Dear Sir,


I am Mr. BELLO WILLIAMS , Provincial Director pacific Bank of nigeria, victoria island 
Branch. I have urgent and very confidential business proposition for you.
On June 6, 2000, an American Oil consultant/contractor with the nigeria Mining 
Corporation, Mr. michael creek made a numbered time (Fixed) Deposit for twelve 
calendar months, valued at US$20,200,000.00 (Twenty Million two hundred thousand 
Dollars) in my branch. Upon maturity, I sent a routine notification to his forwarding 
address but got no reply. After a month,
we sent a reminder and finally we discovered from his contract employers, the nigeria 
Mining Corporation that Mr. michael creek died from an automobile accident. On further 
investigation, I found out that he died without making a WILL, and all attempts to 
trace his next of kin was fruitless. I therefore made further investigation and 
discovered that Mr.michael creek did not declare any kin or relations in all his 
official documents, including his Bank Deposit paperwork in my Bank. This sum of 
US$20,200,000.00 is still sitting in my Bank and the interest is being rolled over 
with the principal sum at the end of each year. No one will ever come
forward to claim it. According to nigeria Law, at the expiration of 5 (five) years, 
the money will revert to the ownership of the nigeria Government if nobody applies to 
claim the fund.
Consequently, my proposal is that I will like you to stand in as the next of kin to 
Mr. michael creek so that the fruits of this old man's labor will not get into the 
hands of some corrupt government officials.This is simple, I will like you to provide 
immediately your full names and address so that the Attorney will prepare the 
necessary documents and affidavits which
will put you in place as the next of kin. We shall employ the service of two Attorneys 
for drafting and notarization of the WILL and to obtain the necessary documents and 
letter of probate/administration in your favor for the transfer. A bank account in any 
part of the world which you will provide will then facilitate the transfer of this 
money to you as the
beneficiary/next of kin. The money will be paid into your account for us to share in 
the ratio of 60% for me and 40% for you. There is no risk at all as all the paperwork 
for this transaction will be done by the Attorney and my position as the Branch 
Manager guarantees the
successful execution of this transaction. If you are interested, please reply 
immediately  Upon your response, I shall then provide you with more details and 
relevant documents that will help you understand the transaction.
Please observe utmost confidentiality, and rest assured that this transaction would be 
most profitable for both of us because I shall require your assistance to invest my 
share in your country.
Your Sincerely

MR.BELLO WILLIAMS.



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