I hear in the old days of credit fraud, physical lists of bad-account
numbers were send out in the mail, merchants had to review each
transaction manually or risk being taken.

I suppose the pressure of having one-time-use card numbers is a
legacy/comparability problem, the amount of carbon paper imprints being
used today is still fairly high.

One-time-use numbers would probably be fairly tricky to implement also,
to avoid duplicates while still affording hard to sequence/predict series.


On 2/9/2011 1:43 PM, dave wrote:
> So the other thing that became obvious is that we are completely wasting our 
> time
> having law enforcement track down people who steal credit cards numbers. 
> There's no
> reason a credit card number should be valid for anything but a single 
> transaction,
> but the banks for some reason don't want to redo their systems.
> 
> So instead, the US Govt subsidizes them and spends all their time hunting 
> down the
> thousands of people involved in credit card theft, which accomplishes exactly
> nothing. Honestly, they have better things to do, imo.
> 
> For every "BadB" caught, five more are in line to do exactly the same thing.
> Meanwhile, the number of days a credit card can be in use before it gets 
> compromised
> by a hacker is approximately one. What's wrong with this picture?
> 
> -dave
> 
> 
> Dave Aitel wrote:
>> So I was at a meeting last week, and one of the high ranking members
>> said something like this, which I'm sure you've heard before:
> 
>> Member: We've improved our communications by setting up this great
>> website! It allows us to communicate all our super-important and
>> highly confidential information. We had a marketing team put it
>> together so it looks really professional and nice and is easy to use.
>> We think this will really help our mission. Oh, and we had a friend of
>> a friend do a quick free security scan for us, so it's secure too.
> 
>> So here's my simple and 100% accurate metric: If you spent more on
>> your GUI than on your security, you don't have a secure application.
>> Start preparing for the PR fallout of your website getting hacked now.
> 
> 
>> -dave
>> _______________________________________________
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> 
> 
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