In the US, the roads are owned by someone (Private Individual, Town, State, 
Country). They can set the rules for driving on them as they see fit.

Who owns the Internet? In the US, definitely not the government. I guess you 
could argue it would be ISPs. They could govern who peers. But why would they 
care?

More noise should be made that the current credit scoring model cannot be 
trusted after this PII data has been leaked. I can't see a reliable means to 
protect 'your' score after this breach.

-chuck

From: Dailydave <[email protected]> on behalf of Kristian 
Erik Hermansen <[email protected]>
Date: Wednesday, September 27, 2017 at 1:32 PM
To: Dave Aitel <[email protected]>
Cc: dailydave <[email protected]>
Subject: Re: [Dailydave] Equitablefax

If Equifax had a public bug bounty program, someone would have reported the 
Java RCE in March 2017 and picked up $10K or more for it. But no, Equifax did 
not have a public bug bounty program. Say what you will about the pros and cons 
of a bug bounty program, especially for financial institutions which "know 
better than the public how to protect themselves", but at least in this case a 
known issue would have been well documented much earlier. We should encourage 
other credit and financial companies to consider public or at the very least 
private bug bounty programs. It's a mess to operate them, but not patching a 
known critical web flaw ASAP that allows RCE is precisely the legal definition 
of negligence. Equifax should pay dearly for it.

Perhaps it's time to consider federal Cyber Security Insurance laws for such 
companies which forces them to pay fees to operate on the Internet just like 
everyone that drives a car on the road? If you crash your car every time you 
get on the highway, or you damaged 140 million cars while driving, you would 
lose your license for some time. Why hasn't Equifax lost their license to 
operate on the internet for some time? How about a 2 year hiatus on their 
annual revenue to punish them? Just a thought. Maybe Halvar can chime in on why 
Cyber Security Insurance regulation like that is OR is not the answer. He has 
been working on that lately...
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