me: i'd like to insure my new bicycle. can i get a quote?
outsurance dude: sure. is it a private or commercial vehicle?
me: uhm. it's a bicycle. private, i guess.
od: k. what kind of bike is it?
me: all mountain. dual suspension.
od: you should have rather gone for hardtail. they are way faster
me: oh.
od: where did you buy it?
me: linden cycles.
od: did you check out cajees? they are way cheaper, you know. and they've
got a big variety of bicycles.
me: no, didn't go to cajees. uhm.
od: the shock has a lock-out?
me: no.
od: you should have gotten a lock-out. you are going to struggle on climbs.
me: uhm. can you get me a quote?
od: k. when you getting the bike?
me: friday.
od: have you had it insured with anyone else until now?
me: no. it's a new bike, i'm picking it up on friday

<blablabla>
<insurancy stuff>
<blablabla>

me: if the bicycle is on the bike-rack behind the car because i'll be going
somewhere after work, and i go to sandton city and park the car, and the
bike gets stolen while im shopping, would it be covered?
od: yes. it's comprehensive cover.
me: if i do a nightrode, and after the ride put the bike on the bikerack
behind the car, and the bike is stolen while i drink hot chocolate at doppio
zero, would it be covered?
od: yes. it's comprehensive cover.
me: if i'm on my way back from a nightride, and someone bump into my car
from behind, and damage the bicycle on the bikerack, would it be covered?
od: yes. blablabla

<further insurance questions>

od: k, terms and conditions ... <blablabla> ... and there must be signs of
forced entry into the car, and the insured item must be inside the car and
hidden from view, e.g. in the cubby-hole or boot.
me: uhm. it's a bicycle. it would not fit in the cubby-hole.
od: oh. ok. i'll have to ask my boss about that, then.



then he put me on hold. 5 minutes later i was still on hold, so i cut the
call.

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