>  I didn't find it at all any less ergonimical than a traditional note

They also have braille markings, which is very nice for our visually
impaired friends :-)

--
Jean-Baptiste PERRIER

On Tue, Dec 20, 2016 at 11:50 AM, Jonathan Carter <[email protected]> wrote:

> On 19/12/2016 21:54, shirish शिरीष wrote:
> > These are the questions I had asked of Canadians as debconf will be
> > happening there (in the context of demonitization which took place in
> > India)
> >
> > https://flossexperiences.wordpress.com/2016/12/18/
> demonetisation-indian-state-and-world/
>
> I can't see how the questions below fit into that question, but I'll
> take a stab at it anyway :)
>
> > The queries/questions are as under -
> >
> > 1. How much of Canada’s economy is cashless i.e used to Electronic
> > Money Transfer and other means (but not cash) and how much is cash,
> > more in day-to-day usage and transactions. I am trying to get people’s
> > perspective rather than some website which may serve only raw numbers,
> > although even that would be appreciable.
>
> Quebec has it's own interbank system called Interac
> (https://interac.ca/en/about/our-company.html). Quebec is a very proud
> and independent region and for many historical reasons they want to
> stand on their own, which is why they support their local systems. Some
> vendors will support only Interac for debit card transactions (at least
> this was the case when I stayed there the beginning of this decade, it
> might have changed a bit). *Most* vendors (including supermarkets like
> Provigo, Metro, etc) will accept major credit and debit cards, although
> Mastercard isn't accepted as widely there as Visa is. So, if you have
> one of both, load up your Visa card instead of your Mastercard or get a
> prepaid Visa card from your bank. They support chip cards everywhere so
> don't worry about that. If you have a 5 digit pin on any of your cards
> and a vendor asks you for a 4 digit pin, it will work 90%+ of the times
> if you just enter the first 4 digits, but it's usually a good idea to go
> change your pin to a 4 digit just to be safe.
>
> > 2. Also what, if any charges/commission are paid to a Canadian bank
> > for paying via card/electronic money transfer. I ask as India has
> > reduced charges overall to 1% from 2% for making transactions upto INR
> > 2000 in a day.
> >
> > I am sure there are and would be forex conversion charges as well as
> > charges from home bank (whose card you bought) but from my limited
> > experience in South Africa, there were also differences in
> > charges/commission used by other bank ATMs in the same precises. Any
> > idea or possibility of knowing which is good.
>
> That depends on a few factors, but a good basic rule of thumb is, pay
> for as much as you can on a Visa card and minimize your cash usage if
> you want to minimize transaction costs.
>
> ATM charges will be equivalent to South Africa on an ATM with all the
> usual Visa/Mastercard/Maestro/etc symbols. If you see an ATM with only
> an Interac logo, it will probably either charge you more or just won't
> work with your card (but I wouldn't take the chance, it's not fun when
> an ATM swallows your card in a foreign country).
>
> > 3. There has also been recent talk of plastic notes instead of paper
> > currency. Plastic notes are supposed to be more copy-proof and also
> > will work for much longer time. They will not soil as paper notes do.
> >
> > How have countries been looking at Plastic currencies. I do suspect
> > there would be issues while destroying plastic money vis-a-vis paper
> > currencies.
>
> I wouldn't worry about that, when I last stayed there they had just
> introduced the $20 plastic bill. It's really nice to handle and while it
> sounds weird at first, I didn't find it at all any less ergonimical than
> a traditional note (I don't call it a 'paper note' since traditional
> notes contain a lot more cotton and linen than actual paper).
>
> -Jonathan
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