Leigh, depending on your policy and level of cover, home contents insurance
will normally cover you for accidental damage.  e.g. If the power supply
failed/blew up because you spilled coffee or water over it.

Clearly this wouldn't be covered under the CGA - not normally even under an
extended product warranty.  But unfortunate accidents are a fact of life,
and that's why we have general insurance for such things.  :)
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