Hi Ed,

I created one scenario here- all principal only paid at last instalment-
using moratorium on Principal payment.

https://demo.openmf.org/#/viewloanaccount/1722

If number of instalments are 'n' and then set moratorium on principal
payment as 'n-1'

in above link n=4.


Thanks
Santosh

On Tue, Oct 31, 2017 at 7:59 PM, Ed Cable <[email protected]> wrote:

> Santosh or others,
>
> I was trying to test out configuration of a bullet loan (all principal or
> principal/interest) to be repaid in the final installment of the loan.
>
> I was going to try two approaches and ended up doing mix of the two to
> achieve my purpose but I think it could be made easier.
>
> *Approach 1: *
> - Set loan term to # of months for total maturity of loan (i.e. 24 months)
> - Set # of repayments to 1.
>
> Expected: Repayment schedule has the 1 one repayment as the final date in
> the maturity of the loan
>
> Actual: Repayment date is first due after disbursal (i.e. first month).
>
> Approach 2:
>
> - Create a full schedule
> - Modify repayment schedule and delete all the payments except the last
> one and modify installments amount to be total.
>
> Expected: successful loan creation
>
> Actual: got several different errors even though I had set max gap in
> installment to be greater than the gap I was testing.
>
> validation.msg.loan.variable.schedule.date.must.be.in.min.max.range
>
>
> Blended Approach:
>
> - At last I just did what I did in approach 1 and then i modified
> repayment schedule to adjust the installment date till the maturity date.
> Originally I thought i had to do find this maturity date on my own but then
> I realize it was displayed so this isn't too bad.
>
> Alternatively one could specify first repayment date as this maturity date
> too.
>
> Is this the approach one should take?
>
> --
> *Ed Cable*
> President/CEO, Mifos Initiative
> [email protected] | Skype: edcable | Mobile: +1.484.477.8649
>
> *Collectively Creating a World of 3 Billion Maries | *http://mifos.org
> <http://facebook.com/mifos>  <http://www.twitter.com/mifos>
>
>

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