Dear Vishwas

I was inquiring on:-

1. What is the effect/use of configuring NPA fields on the loan product?  am 
aware that on the system, the recovery repayment is considered as income since 
it was written off ( considered as expense)

Addition

2. After you have put aside some amount by provisioning ( by posting the 
provisions on accounts) is there anything happens when a certain loan which was 
provisioned get re-payed or written off?( since it won't be on arrears anymore)

Tnhaks in advance

> On March 6, 2019 at 8:51 AM Vishwas Babu <[email protected]> 
> wrote:
> 
>     Mexina,
> 
>     I am not sure if you are enquiring about provisioning and/or recovery 
> repayments.
> 
>     Fineract has support for configurable provisioning, see 
> https://mifosforge.jira.com/wiki/spaces/docs/pages/110690335/Provisioning+Entries
>  
>     and 
> https://cwiki.apache.org/confluence/display/FINERACT/Loan+Loss+Provisioning.
> 
>     If you are enquiring about Recovery repayments (payments on loans which 
> have been written off) which are treated as an income, Fineract has support 
> for the same too. See https://mifosforge.jira.com/browse/MIFOSX-281
> 
>     Regards,
>     Vishwas
> 
> 
>     On Tue, Feb 26, 2019 at 4:30 AM Mexina Daniel <[email protected]> wrote:
> 
>         > > 
> >         Dear devs
> > 
> >         I have the question like 
> > http://mifos.cloud.answerhub.com/questions/794/what-is-the-consequence-of-npa-schedule-job.html
> >  
> > http://mifos.cloud.answerhub.com/questions/794/what-is-the-consequence-of-npa-schedule-job.html
> >  which was never answered.
> > 
> >         Also if the loan has been in NPA for a long time and it has already 
> > been provisioned as expense, shouldn't its repayment being considered as 
> > income? does the system support that?
> > 
> >         Thanks in advance.
> > 
> >         Best Regards
> > 
> >         ---------------------
> > 
> >         Mexina Daniel
> > 
> >         Singo Africa Limited
> >         Block G, Mbezi Beach B | 7 Nakawale Road | P.O BOX 78908 | 14121 
> > Dar es
> >         salaam
> > 
> >         +255 71 211 0791 | +255 22 261 8511
> > 
> >         amala.co.tz https://amala.co.tz/  | singo.africa 
> > https://singo.africa
> > 
> >                  
> > 
> >     > 


Mexina Daniel

Singo Africa Limited
Block G, Mbezi Beach B | 7 Nakawale Road | P.O BOX 78908 | 14121 Dar es
salaam

+255 71 211 0791 | +255 22 261 8511

amala.co.tz https://amala.co.tz/  | singo.africa https://singo.africa

         

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