Devs - I would like to resurface this discussion.  Please see my original
post above and Juhan's specific thinking.

(direct) Channel access without a middle-layer or proxy of some kind is not
recommended in production.

By implication, anyone building a front end app that is aimed at end users
and all of those already built, should be labeled on our sites as "for demo
purposes only".
>From what we know all of the (larger) companies out there that are using a
customer facing front end, they are securing it beyond what is provided by
default on our community built apps.

And, we should have a group working on the design of that proxy/middle
layer for both Fineract1.x and FineractCN.

@ShivanshTiwari  please note for Mifos Mobile Wallet project.  If there is
a way to include a proxy service that speaks to your app and then to the
backend APIs that would be a good idea I think.

- James
@jdailey67

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