Hello Zayyad

this issue has already been reported on this ticket 
https://issues.apache.org/jira/browse/FINERACT-687

Best Regards

> On June 12, 2019 at 1:52 AM "Zayyad A. Said" 
> <[email protected]> wrote:
> 
> 
>     Hello Devs,
> 
>      
> 
>     In loan products configuration there is an option to define overdue days 
> for a loan to be classified as Non-Performing Asset (NPA).
> 
>      
> 
>      
> 
>     In my understanding and from my knowledge of the industry, a loan that 
> has been classified as NPA doesn’t attract any more charges or penalties and 
> the FI normally does effort to recover what’s due so that the loan can either 
> be reclassified as Performing or Closed. I want to believe this was also the 
> main reason of having this option in Mifos X.
> 
>      
> 
>     To my surprise, the system still charges interest & penalties even when a 
> loan has been overdue for more days than what has been specified as NPA at 
> the product level.
> 
>      
> 
>     Is this a bug or there is a configuration missing which should stop 
> further accruals?
> 
>      
> 
>     I have observed this in both versions 17.07.01 and 18.03.01 and the 
> behaviour is just the same.
> 
>      
> 
>     Could anyone who has successfully manage to get this feature working for 
> them come forward and advise how they configured the product.
> 
>      
> 
>     If it’s a bug, how can we get it resolved? We have a number of our 
> clients struggling with penalty accruals and waiving the same is a very 
> tedious exercise as they have to do it one by one.
> 
>      
> 
>     Regards;
> 
>      
> 
>     *******
> 
>     Zayyad A. Said | Chairman & C.E.O
> 
>      
> 
>     Cell No.: +254 716 615274 | Skype: zsaid2011
> 
>     Email: [email protected] 
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> 
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> 


 

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