Hi Bharath,

Thank you for providing some perspective on this scenario

I agree that before a full currency exchange / FX is present and active, a
'disable cross currency transactions' option to prevent such transfers
would be a short term win

I shall create an issue based on our discussion here

Regards,
Thomas


On Thu, Dec 30, 2021 at 6:52 AM Bharath Gowda <[email protected]> wrote:

> Hi Thomas,
>
> Thank you for testing these scenarios.
> Fineract even though it supports multi-currency, cross-currency operations
> are not recommended as it is not fully mature enough and no
> validations have been implemented to stop these scenarios.
> .
> We could have a global configuration to enable/disable cross-currency
> transactions.
> when it is disabled we could add validations to restrict such transactions.
>
> We can enable it once the currency exchange and other complex user
> scenarios are implemented.
> It is one of the good features to implement and support cross-currency
> transfers with (exchange rates) which enables Fineract to support
> wallet/mobile and other organizations who operate around the globe.
> We could create a New feature request ticket here
> <https://issues.apache.org/jira/projects/FINERACT/issues>
>
> Regards,
> Bharath
> Lead Implementation Analyst | Mifos Initiative
> Skype: live:cbharath4| Mobile: +91.7019635592
> http://mifos.org  <http://facebook.com/mifos>
> <http://www.twitter.com/mifos>
>
>
> On Wed, Dec 29, 2021 at 6:42 PM Thomas Kerin <[email protected]>
> wrote:
>
>> Hi all,
>>
>> I've been testing the various Fineract projects and ran into something I
>> want to check
>>
>> In one scenario I created two savings products, each denominated in a
>> different currency (say, EUR + USD) Then I created two users, one having an
>> account in one currency, the other has the different currency.
>>
>> I was able to set the other user up as a beneficiary and transfer USD
>> from the USD Savings Product into the EUR Savings Product. I wasn't sure
>> why this succeeded, except maybe I need to write accounting rules to
>> restrict the currencies the products may transact with perhaps?
>>
>> I'd like to find out if it's a feature or a bug, and how to ensure people
>> can't transfer units of one currency into an account made for another
>>
>> Thanks in advance
>>
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>

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