+1 El mié., 5 de junio de 2024 9:10 a. m., Bruce <brucetush...@gmail.com> escribió:
> +1 > > On Wed, Jun 5, 2024 at 6:02 PM Inzemamul Haq <inzemamha...@gmail.com> > wrote: > >> +1 >> >> On Wed, 5 Jun, 2024, 8:12 pm Kigred Developer, < >> kigred.develo...@gmail.com> wrote: >> >>> +1 >>> >>> On Wed, 5 Jun 2024, 17:26 Ed Cable, <edca...@mifos.org> wrote: >>> >>>> Now that we've had sufficient time for discussion, it's time for a vote >>>> on the Fineract Significant Improvement proposal around continued >>>> enhancement to the progressive loan module. >>>> >>>> Only voting members of the PMC will count towards the three >>>> necessary +1 votes but as James noted we would like the entire community to >>>> vote to gauge the overall level of support. >>>> >>>> Please vote per our usual rules: >>>> >>>> +1 >>>> 0 >>>> -1 >>>> >>>> This vote will be open for 72 hours . >>>> >>>> Thanks, >>>> >>>> Ed >>>> >>>> >>>> ---------- Forwarded message --------- >>>> From: James Dailey <jdai...@apache.org> >>>> Date: Wed, Jun 5, 2024 at 2:38 AM >>>> Subject: Re: DISCUSS: Fineract Significant Improvement Proposal: >>>> [FSIP-3] Continue Enhancing New Progressive Loan Module to Support >>>> Interest-Bearing Loans >>>> To: <dev@fineract.apache.org> >>>> >>>> >>>> Ed - Please call for a VOTE on this in order to complete the process of >>>> adopting the SIP. >>>> Minimally, it needs to be adopted by three voting members of the PMC >>>> but wider community support would be important as well. >>>> Create a new thread with the word [VOTE] in the header as is our >>>> practice, and record the vote. >>>> IF approved, then track progress and provide updates. >>>> >>>> Thanks >>>> >>>> >>>> >>>> On Tue, May 28, 2024 at 11:53 PM Bharath Gowda <bgo...@mifos.org> >>>> wrote: >>>> >>>>> Hi, >>>>> >>>>> Yes the Interest rate remains the same for subsequent disbursements >>>>> and there is no option to change the interest rate at the time of >>>>> Disbursement. >>>>> However, There is an option if the user wants to change the interest >>>>> rate after disbursement from a specific Installments.the option is >>>>> available under the "Reschedule" option. >>>>> >>>>> >>>>> Regards, >>>>> Bharath >>>>> Lead Implementation Analyst | Mifos Initiative >>>>> Skype: live:cbharath4| Mobile: +91.7019635592 >>>>> http://mifos.org <http://facebook.com/mifos> >>>>> <http://www.twitter.com/mifos> >>>>> >>>>> >>>>> On Wed, May 29, 2024 at 11:57 AM It's NPE <croskc...@gmail.com> wrote: >>>>> >>>>>> Hi, Ed, >>>>>> >>>>>> One question, "Initial configuration will be for the progressive loan >>>>>> to support Declining balance interest strategy, with daily interest >>>>>> calculation and interest recalculation which modifies the last >>>>>> installment >>>>>> of the loan based on whether there were early or late repayments.". >>>>>> >>>>>> Query: Will the interest rate remain consistent for each subsequent >>>>>> disbursement or will there be flexibility to change the interest rate for >>>>>> every new disbursal? >>>>>> >>>>>> On Wed, May 15, 2024 at 11:32 PM Ed Cable <edca...@mifos.org> wrote: >>>>>> >>>>>>> Hi all, >>>>>>> >>>>>>> I wanted to open up a discussion thread related to the ongoing >>>>>>> enhancements that are occurring to the loan functionality within >>>>>>> Fineract. >>>>>>> There are major changes being proposed which continuedto extend off the >>>>>>> existing enhancements that have gone into the new progressive loan >>>>>>> calculations that were delivered in Fineract 1.9. >>>>>>> >>>>>>> The design and implementation of these changes at a technical level >>>>>>> are being driven by Adam Saghy and Marta Jankovics - long-term active >>>>>>> members of the community and the functional requirements by Bharath >>>>>>> Gowda. >>>>>>> >>>>>>> Please view the details of the proposed changes, the goals of these >>>>>>> changes, the alternatives that were considered and timeline for these >>>>>>> changes if the Significant Improvement Proposal gets approved. Thanks to >>>>>>> Adam for sharing a lot of the high-level technical details of our >>>>>>> approach >>>>>>> that I incorporated in the proposal. We look forward to the discussion >>>>>>> and >>>>>>> vote and will continue to share more documentation around the proposed >>>>>>> changes including new enhancements and gradual enhancement/refactoring >>>>>>> of >>>>>>> the existing logic of the loan module. >>>>>>> >>>>>>> This proposal will result in valuable net new functionality and >>>>>>> substantial progress on the much needed optimization of the loan module >>>>>>> but >>>>>>> it won't fully address the complete refactoring of the legacy loan >>>>>>> module >>>>>>> so want to get the community's input and give visibility into the near >>>>>>> and >>>>>>> long-term impact this would have on the community as well as the way >>>>>>> community can get involved in future work. >>>>>>> >>>>>>> >>>>>>> https://cwiki.apache.org/confluence/display/FINERACT/FSIP-3%3A+Continue+Enhancing+New+Progressive+Loan+Module+to+Support+Interest-Bearing+Loans >>>>>>> >>>>>>> >>>>>>> Here's a brief summary of the proposal. >>>>>>> >>>>>>> We are proposing to add support for interest-bearing loan products >>>>>>> for progressive loan schedule by continuing to develop on the recently >>>>>>> merged progressive loan handling changes and moving it into a new >>>>>>> externalized *fineract-progressive-loan* module. >>>>>>> >>>>>>> These changes are in support of an enterprise customer that has been >>>>>>> sponsoring upstream contributions into Fineract to support the >>>>>>> migration of >>>>>>> its BNPL and installment lending products onto a new loan management >>>>>>> system >>>>>>> of record. >>>>>>> >>>>>>> This new module will aim to re-use existing logic from the legacy >>>>>>> loan module by extracting it into separate methods or classes to reduce >>>>>>> the >>>>>>> complexity and improve the reusability. >>>>>>> >>>>>>> The legacy loan module is far too complicated to build these new >>>>>>> loan capabilities onto but we also have decided not to build a >>>>>>> completely >>>>>>> separate and independent loan module that would lead to forked >>>>>>> implementations. >>>>>>> >>>>>>> Our proposed approach will allow us to deliver a solution that meets >>>>>>> the customer requirements while not breaking any existing functionality >>>>>>> for >>>>>>> the community. We will make substantial progress on the much-needed >>>>>>> redesign and refactoring of the loan module and gradually and >>>>>>> iteratively >>>>>>> over time build out this enhanced loan module to ideally deprecate the >>>>>>> legacy loan module. >>>>>>> >>>>>>> Thanks, >>>>>>> >>>>>>> *Ed Cable* >>>>>>> President/CEO, Mifos Initiative >>>>>>> edca...@mifos.org | Skype: edcable | Mobile: +1.484.477.8649 >>>>>>> >>>>>>> *Collectively Creating a World of 3 Billion Maries | * >>>>>>> http://mifos.org <http://facebook.com/mifos> >>>>>>> <http://www.twitter.com/mifos> >>>>>>> >>>>>>> >>>> >>>> -- >>>> *Ed Cable* >>>> President/CEO, Mifos Initiative >>>> edca...@mifos.org | Skype: edcable | Mobile: +1.484.477.8649 >>>> >>>> *Collectively Creating a World of 3 Billion Maries | *http://mifos.org >>>> <http://facebook.com/mifos> <http://www.twitter.com/mifos> >>>> >>>>
