Dear Fineract Community,
I am reaching out to seek guidance on deploying Apache Fineract, Payment
Hub EE, and potentially Mojaloop for a digital financial services platform.
Our goal is to leverage Fineract as the core banking system for accounting
and agent management, while Payment Hub EE handles mobile money
transactions, bill payments, and other payment services.
*Use Case:*
- Agents will use a mobile app to perform transactions (mobile money
collections and disbursements, bill payments like electricity, water,
airtime etc) and earn commissions on each transaction based on the
transaction and commissions structures defined within Fineract
- Customers will use a separate mobile app for transactions and account
management; planning on extending the self-service module if still not
deprecated
- Integration with multiple mobile money providers (e.g., MTN, Airtel
Money) and banks with open APIs; Can Mojaloop be used exclusively for this
as a gateway to bridge service providers and Fineract through the Payment
Hub EE
- Agent onboarding (would consider agents as customers in Fineract), tiered
transaction structure, and commission management ( Is there an API already
in existence we can use to manage transaction tiers and commissions
structures)
*Questions and Requests:*
*1. Deployment Guidance:*
- For Payment Hub EE, which specific repositories should we clone from
(link unavailable)? (e.g., ph-ee, ph-ee-connector, ph-ee-gateway)
- For Mojaloop, which repositories are essential for deploying a
payment hub with multiple providers (e.g., mojaloop,
mojaloop-specification, central-services)?
- What are the recommended steps for setting up a production-ready
environment for Fineract, Payment Hub EE, and Mojaloop?
*2. API Extensions*:
- Which APIs should we extend or create to support agent onboarding,
transaction management, and commission tracking?
- Are there existing APIs or connectors for integrating with mobile
money providers and banks?
*3. Frontend Development*:
- Are there existing frontend applications (web or mobile) that we can
leverage, or should we build new ones?
- What technologies and frameworks are recommended for building the
mobile apps?
*Additional Context:*
- We are familiar with Fineract's earlier stages but are looking for
guidance on the latest technologies and best practices.
- Our goal is to build a scalable and secure platform similar to existing
digital financial services platforms in our region basically Payment
Service Providers.
Any guidance, recommendations, or pointers to relevant documentation would
be greatly appreciated. We are eager to contribute to the community and
share our experiences as we progress.
Thank you for your time and assistance. Merry Christmas and Happy New Year
2026
Best regards,
Robert
