Github user nazeer1100126 commented on a diff in the pull request:
https://github.com/apache/incubator-fineract/pull/130#discussion_r66409509
--- Diff:
fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/domain/Loan.java
---
@@ -5972,4 +5986,204 @@ public BigDecimal
getDerivedAmountForCharge(LoanCharge loanCharge) {
return amount;
}
+ public LoanRepaymentScheduleInstallment
fetchLoanForeclosureDetail(final LocalDate closureDate) {
+ Money totalPrincipal = Money.of(getCurrency(),
this.getSummary().getTotalPrincipalOutstanding());
+ Money[] receivables =
retriveIncomeOutstandingTillDate(closureDate);
+ final List<LoanInterestRecalcualtionAdditionalDetails>
compoundingDetails = null;
+ return new LoanRepaymentScheduleInstallment(null, 0,
LocalDate.now(), LocalDate.now(), totalPrincipal.getAmount(),
+ receivables[0].getAmount(), receivables[1].getAmount(),
receivables[2].getAmount(), false, compoundingDetails);
+ }
+
+ public Money[] retriveIncomeOutstandingTillDate(final LocalDate
paymentDate) {
+ Money[] balances = new Money[3];
+ final MonetaryCurrency currency = getCurrency();
+ Money interest = Money.zero(currency);
+ Money fee = Money.zero(currency);
+ Money penalty = Money.zero(currency);
+ boolean isArrearsPresent = false;
+ for (final LoanRepaymentScheduleInstallment installment :
this.repaymentScheduleInstallments) {
+ if (installment.isNotFullyPaidOff()) {
+ if (!isArrearsPresent ||
!installment.getDueDate().isAfter(paymentDate)) {
+ interest =
interest.plus(installment.getInterestOutstanding(currency));
+ fee =
fee.plus(installment.getFeeChargesOutstanding(currency));
+ penalty =
penalty.plus(installment.getPenaltyChargesOutstanding(currency));
+ isArrearsPresent = true;
+ } else if
(installment.getFromDate().isBefore(paymentDate)) {
+ int totalPeriodDays =
Days.daysBetween(installment.getFromDate(), installment.getDueDate()).getDays();
+ int tillDays =
Days.daysBetween(installment.getFromDate(), paymentDate).getDays();
+ interest =
interest.plus(calculateInterestForDays(totalPeriodDays,
installment.getInterestOutstanding(currency)
+ .getAmount(), tillDays));
+ for (LoanCharge loanCharge : this.charges) {
+ if (loanCharge.isActive()
+ &&
loanCharge.isDueForCollectionFromAndUpToAndIncluding(installment.getFromDate(),
paymentDate)) {
+ if (loanCharge.isPenaltyCharge()) {
+ penalty =
penalty.plus(loanCharge.getAmountOutstanding(currency));
+ } else {
+ fee =
fee.plus(loanCharge.getAmountOutstanding(currency));
+ }
+ }
+ }
+ }
+ }
+ }
+ balances[0] = interest;
+ balances[1] = fee;
+ balances[2] = penalty;
+ return balances;
+ }
+
+ private double calculateInterestForDays(int daysInPeriod, BigDecimal
interest, int days) {
+ if (interest.doubleValue() == 0) { return 0; }
+ return ((interest.doubleValue()) / daysInPeriod) * days;
+ }
+
+ public boolean canForecloseLoan() {
+ boolean canForecloseLoan = false;
+ if (isOpen()) {
+ canForecloseLoan = true;
+ }
+ return canForecloseLoan;
+ }
+
+ public Money[] getReceivableIncome(final LocalDate tillDate) {
+ MonetaryCurrency currency = getCurrency();
+ Money receivableInterest = Money.zero(currency);
+ Money receivableFee = Money.zero(currency);
+ Money receivablePenalty = Money.zero(currency);
+ Money[] receivables = new Money[3];
+ for (final LoanTransaction transaction : this.loanTransactions) {
+ if (transaction.isNotReversed() &&
!transaction.isRepaymentAtDisbursement() && !transaction.isDisbursement()
+ &&
!transaction.getTransactionDate().isAfter(tillDate)) {
+ if (transaction.isAccrual()) {
+ receivableInterest =
receivableInterest.plus(transaction.getInterestPortion(currency));
+ receivableFee =
receivableFee.plus(transaction.getFeeChargesPortion(currency));
+ receivablePenalty =
receivablePenalty.plus(transaction.getPenaltyChargesPortion(currency));
+ } else if (transaction.isRepayment() ||
transaction.isChargePayment()) {
+ receivableInterest =
receivableInterest.minus(transaction.getInterestPortion(currency));
+ receivableFee =
receivableFee.minus(transaction.getFeeChargesPortion(currency));
+ receivablePenalty =
receivablePenalty.minus(transaction.getPenaltyChargesPortion(currency));
+ }
+ }
+ if (receivableInterest.isLessThanZero()) {
+ receivableInterest = receivableInterest.zero();
+ }
+ if (receivableFee.isLessThanZero()) {
+ receivableFee = receivableFee.zero();
+ }
+ if (receivablePenalty.isLessThanZero()) {
+ receivablePenalty = receivablePenalty.zero();
+ }
+ }
+ receivables[0] = receivableInterest;
+ receivables[1] = receivableFee;
+ receivables[2] = receivablePenalty;
+ return receivables;
+ }
+
+ public void handleForeClosureTransactions(final List<LoanTransaction>
repaymentTransaction,
+ final LoanForeClosureDetailDTO foreClosureDetailDTO, final
LoanLifecycleStateMachine loanLifecycleStateMachine) {
+
+ LoanEvent event = LoanEvent.LOAN_FORECLOSURE;
+
+ validateAccountStatus(event);
+
+ MonetaryCurrency currency = getCurrency();
+
+ final LoanRepaymentScheduleTransactionProcessor
loanRepaymentScheduleTransactionProcessor = this.transactionProcessorFactory
+ .determineProcessor(this.transactionProcessingStrategy);
+
+
loanRepaymentScheduleTransactionProcessor.processTransactionsFromDerivedFields(repaymentTransaction,
currency,
+ this.repaymentScheduleInstallments, charges());
+ this.loanTransactions.addAll(repaymentTransaction);
+ this.loanSubStatus = LoanSubStatus.FORECLOSED.getValue();
+ updateLoanSummaryDerivedFields();
+
doPostLoanTransactionChecks(foreClosureDetailDTO.getTransactionDate(),
loanLifecycleStateMachine);
--- End diff --
foreClosureDetailDTO is not required to pass only date.
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