Thanks Adi,
I've created FINERACT-362
<https://issues.apache.org/jira/browse/FINERACT-362>.
Do you believe I could start working on it? So far, I've detected some
necessary changes on the following classes, but I am afraid I could miss
something else, and I will need tons of support ;).
1.- Add new enum in ChargeCalculationType
2.- Changes on ChargeEnumerations and ChargeDropdownReadPlatformServiceImpl
to make available the new option in mifos configuration
3.- modify method calculateAmountPercentageAppliedTo in class Loan to get
the new calculation base as
amount = getDerivedAmountForCharge(loanCharge).multiply(
getLoanProductRelatedDetail().getAnnualNominalInterestRate()).divide(
new BigDecimal(100));
4.- modify method createNewFromJson in class LoanCharge in a similar way
that the one of item 3.
On the other hand, I would like to have clear which business processes will
be affected by this, so I can test all of them. For example:
1) Charge's CRUD
2) Loan's CRUD (in particular, Loan penalties configuration)
3) Apply penalties to overdued loans job
... anything else?
Thanks again
Lionel
2017-01-02 1:53 GMT-03:00 Adi Raju <adi.r...@confluxtechnologies.com>:
> Hi Lionel,
>
>
>
> New enhancement with new calculation type would be required to address
> your requirement.
>
>
>
> *Regards,*
>
> *Adi Raju*
>
>
>
> *Principal Architect, **Conflux Technologies Pvt Ltd
> <http://www.confluxtechnologies.com/>*
>
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>
> *From:* Lionel Raymundi - Poincenot [mailto:lio...@poincenot.com]
> *Sent:* Friday, December 30, 2016 7:02 PM
> *To:* dev@fineract.incubator.apache.org
> *Subject:* Configuring Penalty Charge depending on loan's interest rate
>
>
>
> Hi devs,
>
>
>
> According to our business definition, we should charge penalties for
> unpaid overdued installments as follows:
>
>
>
> Every overdue day, charge (installment capital) * (daily interest rate *
> 1.5)
>
>
>
> I know I can configure the penalty as "percentage of amount". The problem
> is that I cant set a fixed value on "amount", as it depends on the loan's
> nominal interest rate (which is not the same for every loan). I am
> attaching an image of the intended calculation.
>
>
>
> I was thinking on developing a new Charge Calculation type as "% Amount *
> Interest rate". By doing this, the amount is still fixed, but the base for
> the calculation would allow me to do what I need.
>
>
>
> Is this the only way or is there a better solution?
>
>
>
>
>
> Thanks in advance
>
>
>
> Lionel
>
>
>
