Terry

Unfortunately our trial period lasts 3 months. It hasn't been confirmed
yet but I don't think we can have a transaction in a pre-auth
(authorization) state for such a long period of time. Although not the
most elegant solution, I'm hoping an authorization can be cancelled
before settlement. I'm still waiting to hear back from our provider.

Thanks

Kola



>> -----Original Message-----
>> From: Terry Riley [mailto:moscow@;cix.co.uk]
>> Sent: 05 November 2002 11:08
>> To: [EMAIL PROTECTED]
>> Subject: Re: [ cf-dev ] OT: validating a credit card number
>> 
>> Kola
>> 
>> I've just been through something like this, using Verisign.
>> 
>> You are able to carry out two types of transaction with them (as you
>> should be able to do with most cc handlers). The first,
authorisation,
>> just sets the funds aside from the avilable credit on the card, but
>> doesn't debit the amount from the card.
>> 
>> The second, settlement (also known as capture), is done when you're
ready
>> to collect, at which point the card is debited. This would
>> normally be when you deliver the goods, for instance. However, with
>> Verisign (and I suspect others, too) you have to retain the original
>> authorization code to send to Verisign when you want to collect. I
don't
>> know if 30 days is allowed as a period between authorization and
>> settlement, but I don't see why not.
>> 
>> Their documentation, though long-winded, is thorough.
>> 
>> What you have to be careful of is cc handling companies that set the
>> whole
>> thing onto batched auto-capture, meaning that any authorizations done
>> that
>> day are sent for settlement at a specific time, without your
requesting
>> it
>> - which sort of buggers up the strategy you are contemplating.
>> 
>> HTH
>> Cheers
>> Terry
>> 
>> ----------Original Message---------
>> 
>> > Hi
>> >
>> > We currently have a project in which we enable users to trial a
>> product.
>> > Users are required to enter a credit card which is not debited
until
>> the
>> > trial has expired. Does anyone know if it is possible to validate
if a
>> > credit account is a valid and active account (i.e. not just a mod
10
>> > check) without debiting any money?
>> >
>> > How is this usually done?
>> >
>> > Any advice deeply appreciated.
>> >
>> > Thanks
>> >
>> > Kola
>> >
>> 
>> 
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