Monday, Monday, December 31, 2001, 11:05:08 AM, Todd Jagger wrote:

> Hello,

> Due to some internal restructuring I'm having to put our OpenSRS 
> incoming payments on separate merchant account or some other method of 
> collecting for registrations.  We don't do a lot of volume so I'm 
> wondering what others have found to be the most cost effective 
> method.  Preferably something that integrates with the SF client 
> payment hooks for realtime processing and dealing with 
> renewals.  Authorize.net?   Or one of the others?  I'd like to avoid 
> something with a monthly recurring + per transaction fee + discount 
> rate ....

> Suggestions welcome including sales pitches and/or contact info to get 
> something set up quickly.

You will end up with a monthly recurring + transaction fee + discount
rate with just about anyone you select.

Authorize.net is really the easiest payment gateway to work with in my
experience, and they seem to have solved the problems they had with
system uptime a couple years ago.  In my experience, the best and most
cost effective way is to get a merchant account from the bank of your
choice first, and then get Authorize.net service directly.  Your
merchant bank will tell you this is not possible, as will almost all
of the docs on Authorize.net's site.

But it is not true, you can, I did.  And if you decide to pursue that,
I'll help you with the contact info and everything you need to do.
Contact me off list.

Most places/agents/banks mark up the Authorize.net service so that it
costs you vastly more than it should.  Directly from authorize.net you
will pay a $199 fee, $15/mo (includes first 150 transactions, 10 cents
per transaction after that).

There are a few "honest" agents out there that will get you a merchant
account and authorize.net service at a very reasonable rate, they are
few and far between though.  I have the contact info for one such
agency, contact me off list if you want it.  The Authorize.net would
actually be a bit cheaper through them as well, and they don't try and
rip you off with application fees and high prices to force you into a
lease purchase that they get a big kickback on (which is what most
agencies do these days).  I've seen agencies selling the PC Terminal
software for $1200 or more to force small businesses into a 4 year
lease deal, when you can buy the exact software over the counter for
under $350.

So be wary.  I've found generally that you are better off doing it
yourself, getting your own merchant account, and then getting the
authorize.net service directly.  But sometimes it is nice to have one
agent who handles all of that for you, and honest ones are out there.

-- 
Best regards,
William X Walsh <[EMAIL PROTECTED]>
--

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