I'd like to get some feedback on form validation.  In my organization (major 
insurance company), it is necessary to validate the following fields:

For existing and new customers:

- first name (letters only)
- last name (letters only)
- address 
- city (only letters)
- state 
- zip (only numbers)
- email (correct format is:  [EMAIL PROTECTED])
- phone (only numbers)

and in some cases:
- SSN 
- Date of birth

The question we're struggling with is since most of these fields are very 
common, how much explanation is needed in the validation messages.  For 
example, do we really need to say that a first name should only contain 
letters, or is it overkill?  (We don't expect 50 Cent to be submitting any 
forms).
The site is for consumers in the U.S., so we're not concerned about letters in 
postal codes, etc.

Thanks.

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