Forgive me if I'm repeating a point that has been raised before...

When considering whether to mask a password I think it's important to
remember that there are other situations in which the password can be
made to appear other than it being typed in character-by-character.

The most common case (which I'm dealing with now) is the situation in
which the user's browser has been told to remember the password.  This
is a default feature in at least IE and Firefox and probably exists in
other browsers.  In cases where the browser's auto-complete features
are turned on (also easy to do) a single keystroke in the username
field can pre-fill a remembered ID and password.

The question, then, is slightly different - under what situations
could someone other than the intended user be in a position to type
that keystroke and thereby potentially see an unmasked password?  If
the computer is always only used by one person then it's a moot
question.  In the real world, though, there are often other people who
may be at the controls - a babysitter or party guest (at home), a
coworker or temp (in an office) - and I'm sure you can think of other
cases.

In these situations the point of masking the password is to conceal it
not from the hypothetical shoulder-surfer (a case I would consider
rare) but from every other person who might use the same browser.
That seems to be a much larger set of people.

Once again half-masking may provide a solution. A password brought up
by one of these indirect routes could appear fully masked
independently of the way it's shown during the process of entry.

My $0.02 anyway...

--Alan
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