peejay;149856 Wrote: 
> So, ethics really don't come into it very much, it's just a matter of
> intrinsically knowing when you have the right to something and when you
> don't, and generally the law, through precedent or process, is pretty
> clear on that.

I still think there's a twist, and it's in the insurance bit.  I think
that insurance compensates you for a loss; it does not oblige you to
repurchase a product.  Your car gets pinched, and you decide that a car
is more hassle than it's worth - a UK-only perspective ;) - the
insurance company still has to cough up.

In the case of CDs, you have had a loss of the physical CDs, but you
have not lost the right to play them.  How you (and the loss adjuster)
value that loss is a matter between you and the insurance company. 
Hence my earlier post stating that this might be an insurance fraud
issue.

There is an ethical issue too - should you rebuy?  I say no - buy lots
of new CDs and spend the balance on a Transporter :)


-- 
adamslim

SB3 and Shanling CDT-100, Rotel RT-990BX, Esoteric Audio Research 859,
Living Voice Auditorium IIs, Nordost cables
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