I may not exactly be on topic, but we had to prove Payment Card Industry
Compliance (PCI) for the credit cart processing performed by our
system for
our client.
Our Gateway recommended Ambiron Trust http://www.atwcorp.com/ for
proof of
compliance. Basically $150 per year they scan our servers (and analyze
some
forms) and then issue a compliance doc.
So far I am quite impressed with their service.
Forrest Robinson, LaserCraft
-----Original Message-----
From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] Behalf Of Dean H. Saxe
Sent: Wednesday, December 13, 2006 4:42 PM
To: discussion@acfug.org
Subject: Re: re[2]: [ACFUG Discuss] Re: Slightly OT: Credit Card
acceptence and processing
Yes, but the scanning is dirt cheap. If you hang on to the data,
that's when compliance can get expensive.
-dhs
Dean H. Saxe, CISSP, CEH
[EMAIL PROTECTED]
"I have always strenuously supported the right of every man to his
own opinion, however different that opinion might be to mine. He who
denies another this right makes a slave of himself to his present
opinion, because he precludes himself the right of changing it."
-- Thomas Paine, 1783
On Dec 13, 2006, at 4:34 PM, Mischa Uppelschoten ext 10 wrote:
If CC data travels through your system, you need to be CISP compliant:
"The PCI DDS requires that all merchants perform external network
scanning to achieve compliance. Acquirers may require submission of
scan reports and/or questionnaires by level 4 merchants."
per http://usa.visa.com/business/accepting_visa/ops_risk_management/
cisp_merchants.html?it=c|%2Fbusiness%2Faccepting_visa%
2Fops_risk_management%2Fcisp%2Ehtml|Merchants
/m
I don't know I guess - I had assumed that the CC number got
transferred
using this tag and I wouldn't need to store it anymore, but perhaps
I'm
wrong. Is anybody using this method currently?
Dean H. Saxe wrote:
Perhaps I misunderstood. Who retains the credit card data?
-dhs
Dean H. Saxe, CISSP, CEH
[EMAIL PROTECTED]
"To announce that there must be no criticism of the president, or
that
we are to stand by the president right or wrong, is not only
unpatriotic
and servile, but is morally treasonable to the American public."
-- Theodore Roosevelt
On Dec 13, 2006, at 3:34 PM, Mike Staver wrote:
I'm curious to what you mean here - are you saying that Costco isn't
compliant? It was my understanding that this setup doesn't store the
CC but rather uses Costco - but maybe I misunderstood.
Dean H. Saxe wrote:
What about the costs of compliance with the PCI DSS standard?
Figure
that into your equation before trying to accept credit cards.
-dhs
Dean H. Saxe, CISSP, CEH
[EMAIL PROTECTED]
"What is objectionable, what is dangerous about extremists is not
that they are extreme, but that they are intolerant."
-- Robert F. Kennedy, 1964
On Dec 13, 2006, at 3:06 PM, Mike Staver wrote:
Going way back to 2004 posts here, is there a monthly fee for
this?
Derrick Peavy wrote:
Use Costco with CFXNova
1. Join Costco at executive level ($100)
2. Apply for merchant account ($35)
3. You now have a merchant account for $135
4. Download CFXNova for 30 day trial.
5. With CFXNova, you get 2.2% V/MC @ 28 cents per transaction. If
you can
show me a lower rate, I'll buy you a cup of coffee - you can't.
This rate is
for Internet / Mail Order / Telephone. Swipe rates are as low as
1.68%.
6. Using CFXNova and coding for certain parameters, you can get
non-qualified rates down to less than 3%. Non-qualified rates are
basically
business cards and most merchants don't tell you that your
non-qualified
rate can be 4% or more.
7. Since you are going directly from your server to the processor
(Nova),
you do not pay a middle man for gateway services as in the
case of
Authorize.net, cybercash or other services.
8. I use this solution. So far this year, my sales are at just
under
$50,000. My TOTAL credit card costs for the year to date is
$1,095.00 or,
2.2% of total sales. That includes everything to do with the
credit
card
processing. I can assure you that when the dust settles, you
will not
realize such a low cost with any other solution.
9. You can download a trial of CFXNova at www.cfxworks.com
_____________
Derrick Peavy
Sales and Web Services
Universal Advertising
http://www.universaladvertising.com
http://www.collegeadvertising.com
http://www.collegeclassifieds.com
___________________________________
From: Tom Chambers <[EMAIL PROTECTED]>
Organization: Chambers Systems
Reply-To: discussion@acfug.org
Date: Fri, 14 May 2004 7:48:12 -0400
To: discussion@acfug.org
Subject: Slightly OT: Credit Card acceptence and processing
Good morning all,
Several questions regarding payments via a website.
1) Are fees fixed or a percentage of the transaction?
2) What are some suggestions for the most reliable/affordable
provider of
merchant transaction processing?
3) Any tips on what types of credit cards to not accept (for any
reason)?
Thanks,
Tom
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<
Mischa Uppelschoten
The Banker's Exchange, Inc.
2020 Hills Avenue NW
Atlanta, GA 30318
Phone: (404) 605-0100 ext. 10
Fax: (404) 355-7930
Web: www.BankersX.com
Follow this link for Instant Web Chat:
http://www.bankersx.com/Contact/chat.cfm?Queue=MUPPELSCHOTEN
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