Just setup an amazon EC2 free-tier instance and run your own database.
You don't need a credit card for that, do you? (Or maybe you do?)
Also, rackspace has a "beta" cloud-based Database that is currently free
(until it goes live soon). It's based off of MySQL.
Finally, maybe you could look for a VPS provider who will accept PayPal
or some other sort of payment and verification other than a credit card?
This may be out of the scope of the conversation -- but are you doing
this for personal or business purposes? If it's business purposes, maybe
there's a way you can get a credit card? If it's for personal, could you
just run it on your own computer at home? Typically hosting providers
use Credit Cards as a way to verify that a person is real with good
intentions (not spam) and because "pay-as-you-go" is their typical
financial model.
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