Look for the Source of Debt You may be way over your head with unpaid bills and debt payments you just cant catch up with. It might be just the right time to look for the source of all the trouble. Its like looking for the source of bleeding and stopping it there. For some people it may be that credit card and the unplanned monthly purchases. For many, credit cards are a necessity, but if its causing you a lot of trouble, either forgo it altogether or keep it under lock and key for awhile.
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