>
> (I hope so.)
>
> Do any other online banks offer actual 'spends' from account to account?
>
Citibank...in fact all Australian bank offer online transactions..  just
recently i transfetrred funds forn the citibank to another bank  and also
received funds from a client from another bank as an online transfer to my
account.  all done from the desk at home.

There is also a Bpay Facility in Australia I am investigating where by
people can buy gold much the same way they pay there bills.

Also where Australians can pay their bills using egold  is another facility
I am investigating as part of the gold-today program.

Mike


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