>>If I ran such a company I'd try to take some basic precautions against insuring morons in the first place, maybe not an aptitude test per se, but something that would screen out the bottom-feeders. Have a sign up page for the insurance scheme where it asks the potential insuree to enter their E-gold password. If they do so, blacklist them from the scheme! New Books at Discount Prices --- Send the right message --- + Today freemail + Get your free, private email address at http://www.today.com.au --- You are currently subscribed to e-gold-list as: archive@jab.org To unsubscribe send a blank email to [EMAIL PROTECTED]