At 2001-12-30 21:37 +0000, Dmitry Salnikov wrote:
>> Also, remember that using a passphrase for account protection
>> means you are relying only on "something you know".  Using public
>> key cryptography (digital certificates), you add in an extra security
>> measure: "something you have".  By adding a digital certificate to the
>> login procedure for your DGC account, your gold holding is protected
>> against all passphrase attacks, because the cracker does not have
>> your digital certificate, which is stored securely in your web
>> browser.
>
>"Something you have" in this case really means
>"something your computer knows" which will cause
>proliferation of viruses which will harvest these
>digital certificates and send them to malicious
>people, while users will have false feeling
>of security.

Harvesting a cert from a browser/OS (operating system) is at least an order 
of magnitude more difficult than sniffing keyboard strokes.  Also, the cert 
can be secured further by storing it on a smartcard running its own OS, 
which effectively isolates the cert from the potentially 
insecure/"trojanized" browser/OS.

>The real "something you have" is genetic code
>plus your birth date which will ensure that there
>is no malicious clone in action and even this is
>complicated with twins and other cases.

I also consider a physical object in my possession (e.g., a smartcard, a 
computer/PDA with a hardened OS, GSM phone, etc.) as "something I have", 
which I believe is a common assumption in the real world/meatspace.

>Anyway it is rather religious discussion because there
>will always be the people who rely on something they know
>and the people who rely on something they have.

Exactly.  That's why it's good to offer both options.

>e-Gold in its present state is good for advanced users
>who are able to remember long and complex passphrases and
>want more freedom in account management while the systems
>with digital certificates are good for average users
>who are not able to remember their passphrases.

Yes.  Plus using a cert (public key cryptography) also eliminates potential 
denial of service attacks where a bot tries to login to an account 3 times 
every 15 minutes and effectively locks out the legitimate owner from 
accessing it.

>May be some sort of vitamin may help
>to improve memory capabilities for average users?
>Any ideas or opinions?

Creating long passphrases is an excellent mental exercise for sure.  
However, certs enable a secondary authentication method on top of the 
passphrase while offering other benefits aside from the extra security.

Sincerely,
Geoff Turk 


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