> All market makers that handle big volumes of gold have to SERIOUSLY 
> think about security.

Thanks for the interesting info JP! For us self taught coders that might 
have educational gaps, do you have a link or protocol for security?

Anyone else? I will maintain a protocol if people are interested.

Comments on my simple one are most welcome!:
PREVENTION
+ good hosting company
        - keep paper copies or their contact info
- encrypt communication (ftp, http, email)
+ login
        - security image
        - lockout for x hours if over x tries
        - change admin logins each month
        - passwords saved as md5 hashes
+ sessions
        - timeout after x mins
        - new session for each page
+ log
        - when user changes contact info (for life of user)
        - session info (for a month)
        - log http requests (for a month)
- check all form submissions
+ transactions
        - different data base user and password
        - no password stored on site
+ backups
        - daily, saved for a month
        - weekly, saved for a year
        - monthly
+ avoid
        - javacsript
        - cookies
        - ms
        - new stuff
        - late night changes :)

DAMAGE CONTROL
- cut access until we know what is going on
- contact hosting company
- make a backup
- inform clients if necessary
- figure out what is going on
- learn and proactively fix
- bring site back up
- inform clients if necessary

I could not find anything comprehensive and good on web application 
security.

For unix security I found this:
http://staff.washington.edu/dittrich/misc/security-checklist.html
Intruder detection checklist:
http://www.cert.org/tech_tips/intruder_detection_checklist.html
List of unix security tools:
http://www.cert.org/tech_tips/security_tools.html

WWW security FAQ
http://www.cert.org/tech_tips/security_tools.html


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