I have to admit, I *love* my Speedpass. I find myself seeking
out Mobil stations so I can use it. I think Speedpass may have
a 'grams' wallet, eventually, but I'd want more authentication
than "has Jim's keys!" before I felt as good about using it for
spends -- with dollars, currently I'm (supposedly) not at risk for
theft, they even cover the fifty bucks I'd be out if the card were
stolen, they claim, but I don't wish to test that feature!

It's neat-o technology. Speedpass is at www.speedpass.com
JMR

http://www.americanbanker.com/printthis.html?id=20020506RC9KW20D&from=Home


American Banker


A Marriage of Security and Convenience
From: Card Technology
Thursday, May 16, 2002


Millions of consumers pay for gasoline by waving a small token, like the
ExxonMobil Speedpass, near a pump. And millions more ride subways and buses
each day by waving a contactless smart card past a turnstile. Wouldn't it
be great if there were one token consumers could use to pay for many
things, and not just in their home towns, but around the world?

That has not been feasible up until now because the encryption technology
used to secure financial transactions when many merchants or service
providers are involved took too long to complete a transaction. What's
more, this technology, known as public key, requires too much power for
devices such as these that are powered up by a radio frequency signal from
a reader.

But at least three makers of smart card chips are looking seriously at a
new encryption system that its developers claim can work quickly enough to
be used in transit systems, and that would dramatically lower the price of
contactless cards sophisticated enough for use in retail payment
applications.

The technology is from a Burlington, Mass.-based company called NTRU, which
has attracted $38 million in financing in the past two years. Among the
investors are technology giants Texas Instruments and Sony Corp. Both
companies confirm their interest in using NTRU technology in mobile
devices, pointing out that NTRU requires less processing power and
electrical energy than other encryption systems.

[...]


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