Patrick,

Two or more people can share title to an object.  But neither/none have
clear title to the object.  The group has clear title to the object.
Therefore they own it corporately.  GM bases its claim on the idea that the
holder owns clear title to the gold object in the vault so that transfer of
this title extinguishes payment liability.

However, if the object is jointly owned then payment liability has not been
extinguished because none of the holders individually has clear title.

Let's use an example from real estate.  Pops dies and leaves 40 acres in his
will to his three sons.  He makes no distinction as to which son owns which
part of the land.  None of the three sons can sell the land unless all three
of them do it together.  Effectively none of the three has clear title by
himself.

In real estate the way this problem is resolved is through what is called a
"friendly lawsuit".  One of the joint title owners sues the other two for
his share.  The judge divides the propery into pieces and each individual
becomes the clear title holder for his particular piece.

Therefore an "undifferentiated interest" does not constitute title, it is a
claim against the group that holds the title.

You are correct that it doesn't make a hill of beans worth of difference in
practical terms to the account holder.  If my "undifferentiated interest" is
a claim worth 10 grams of gold, I could care less whether I hold clear title
to a ten gram gold piece in the GM vault, or if the E-Bullion Trust owes me
10 grams of gold.  As long as the E-Bullion Trust is 100% backed, then
either way I have virtually the same thing: something worth ten grams of
gold.

Where it does make a huge difference is in GoldMoney's attempt to monopolize
the gold currency business.  The GM patent is for a custodial gold currency
system.  E-gold, E-Bullion and others are operating gold deposit currencies.
Gold deposit currencies have been in existence for at least 500 years, and
computerized gold deposit currencies have existed for about thirty years.
This means that gold deposit currencies CANNOT BE PATENTED.

That key difference is a mountain of beans to e-gold and GoldMoney even if
it doesn't mean much to the account holders.


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