>: bpay and internet banking are all reversible though, just like any
>: bank transaction
><snip>
>On none of these occasions was there any suggestion of reversing the payments
>without the payee's consent. In fact I still have the 2 fraudulent payments
>because I had already paid the gold... the bank took the rap.
>Sidd
>  
>
Also in Australia the same applies.  I have had fraudulent payments sent 
to me via the online banking system  and there is no question of 
returning funds paid that way.
The bank again takes the rap. In that situation we managed to recover 
most of the funds and the bank were rap'd I can tell you even though 
they did lose some.


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