At 02:21 PM 10/23/2002 -0400, Patrick Chkoreff wrote: ...
With dynamic risk assessment models, they could eventually trickle any security deposit back to the customer as he establishes a better credit history. Eventually the company could figure what the hell the guy put down a 50gg security deposit but we've already made 100gg in interest payments from him over the last few years, so he can just have the whole deposit back. We're covered!
Oh and by the way Mike, observe that this secured credit card option requires NO government intervention. No federal government seizing bank accounts. Hell, we don't even need the E-gold "government" to seize e-gold accounts in this scenario!
-- Patrick
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