Hi David,

FWIW you can do exactly this:

Cheque type payments could be accepted (deposited), rejected or ignored by
the payee. Accepted payments would be cleared or bounce on deposit. Cheques
could be reserved against the payer's account balance, e.g. a 10 gram
secured cheque would reduce the payer's available balance by 10 grams (this
reserving could have an expiry date).

using 1mdcGrams, BTW !




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