At 6:15 PM +0300 5/28/03, Danny Van den Berghe wrote:
...
>On the net you are frequently dealing with unknown counterparties in unknown (or
>uncertain) locations.
>Non-repudiable payments is not a realistic option in these cases.
>Repudiable is the only way you can work on the net in 95% of business.

I disagree with this number. There are plenty of things being
done with e-gold which don't require repudiation of payments,
that's why stats.e-gold.com is cranking these days.

>There is a far bigger market for repudiable payments than for non repudiable.
>Creditcards have of course already taken up on it, but because merchant accounts are
>still difficult to get for people in many countries, and their fees are pretty high
>as well, there is probably good opportunity for a gold backed repudiable payment
>system.
...

If a system is repudiable, they are going to have high fees. This is
because they need to be not-only a payment system but a dispute
resolution center as well, when repudiation-time comes. I do not
want to pay for someone else's dispute resolution possibilities if I
don't have to, so I sometimes use e-gold. Sometimes, if I do not
trust a merchant, I'd prefer to use my plastic. When I do I probably
pay more for the protection offered. TANSTAAFL at work. I don't
think a system like you describe would be acceptable to many of
the merchants who've come to e-gold *because* of repudiation-
fraud problems, but I could be wrong.
JMR




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