> From: "James M. Ray" <[EMAIL PROTECTED]>



> There's PLENTY of circulation (and velocity! See stats!!). I think YOU
> are missing Reid's point. Find a currency that does what you wish in
> the real world. You can't. Why? Because it's rational for independent
> exchanges to charge a spread *BOTH* ways. This has been true for
> thousands of years -- chances are the ones Jesus kicked out of the
> temple were charging a spread both ways! e-gold used to be sold at
> spot-plus, and in the beginning this made sense to "jump start" its
> circulation, but now it makes sense for exchanges to behave exactly
> as they've behaved for eons, because people now know: e-gold is
> better money(tm). I was initially against this change in the spreads,
> but Reid has convinced me that it was the right thing to do.


I think accepting it at spot is worthwhile until e-gold grows much, much
more. As of now people are constantly going into and out of e-gold. If it
gets to the point where lots of transactions stay inside the system, then a
spread both ways makes sense. There is no problem with having a spread both
ways on the US dollar to other national currencies because most transactions
stay in dollars. When I spend a dollar at the grocery it is accepted at
spot, ie for a dollar. However, since most e-gold will have to be turned
into national currencies, because e-gold now is more of a payment system
than a widely accepted currency, it is important that e-gold is accepted at
spot, and that a dollars worth of e-gold is worth one dollar, just like a
dollar spent the the local store is worth a dollar. If I wanted to exchange
my dollar for a Euro, there is a spread both ways, and that's fine for
e-gold once it is a widely accepted currency unto itself.

 
In any case, besides the straddled spread and accepting e-gold at spot, the
other issue is the new spread put a lot of pressure on exchange providers by
erasing their margins. If Omnipay had reduced their wholesale rate to spot,
things would have gone more smoothly, and Omnipay would still have a 2%
markup from buy/wholesale as they did before.



- John


P.S. 

If e-gold were actually operating as a separate currency, denominated in
grams, then a spread on both ends might make sense. But e-gold is different
in that it is used in DOLLAR terms, so in that sense is more of a payment
system than a currency unto itself.

In other words, if e-gold were grams only, a gram in the e-gold system is
worth a gram, hands down. But when you want to convert it to something ELSE,
like dollars or Euro, it makes sense to have a fee both ways. But since
e-gold circulates in terms of national currencies, a dollar's worth of
e-gold in your account should be worth a dollar, like a dollar in your bank
account is worth a dollar.










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