The biggest problem I see with finances is to be anywhere but the US requires a very smart system to process things like money orders when a good majority of clients are in the States and paying in USD. Otherwise banks tend to hold them for 4-6 weeks which is fine if the company can float it.
Actually, that is a problem which has already been solved. You can work with Interglobal Paratronics for your merchant services needs. We accept payments by check, money order, and wire, then pay you gold. Of course, the rates can vary depending on what sort of clientele you bring. If we get even one bounced item, or a money order fails to verify before deposit, we raise the rate quite a bit.
and people still wonder why all those internet companies failed and are failing?
Those of us who were students of entrepreneur Ed Williams know why. Most businesses that fail do so for one of two reasons. Either they fail for lack of effective business planning or they fail for lack of capital. The ones that fail for the second reason often fail within a year of start-up. The ones that fail for lack of planning can fail at any time, since planning is a continual task.
Also, many companies that fail from lack of planning do so because they don't have a second product. They do one thing well enough to have a business, but they don't do anything else. Very often, niches shift and the environment won't support the one thing after a while.
By the way, this message is also to point out that my company provides business planning services.
Regards,
Jim http://www.ezez.com/
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