George,

Yes, the shares come from parts of the rent you paid once you buy the
house and pay cash.

> > The concept behind abolishing interest is to actually share risk equally.
> 
> Definitely not something you want to tell Jim! Not even I, a "communist",
> agree with such equality.
> 
This is actually quite capitalistic and if done right also pretty
profitable.
After all, the first few houses would be paid for by a group of members
who have cash readily available. Yet, it allows for everyone to profit at
minimum effort, low overheads and resonably low risk.

> 
> By the way, how do things work in Malaysia? Or they still have interest?! Is
> there any Islamic country that works without interest?
> 
Malaysia has a hybrid system in which three types of financial
institutions coexist. Commercial, Islamic and Rural banking.
Early next year there will be the first VISA card from an Islamic bank,
which will not charge compounding interest and which will charge no fees
if the balance is paid up befre the last friday of the month.
If the balance is not paid by then, then the amount will be converted into
a personal negative investment with a once only service fee and monthly
installments for 12 months.

So yep, it is possible to run credit cards without interest ;o)
> 
> P.S. What happend with your name?!
> 
The S referred to an internal joke at CyFro, my actual initial is a B.
However, I did adopt a pen name in the Middle East that starts with an S.

Cheers,
Robert.

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