> From: [EMAIL PROTECTED]


> it is true that things like stocks, bank accounts, "1mdc-like" things
> (derivatives of money), and any and all financial instruments EXPAND
> THE MONEY SUPPLY.  Very few people know this, but it's true.


Stocks do not expand the money supply because a share of stock is not money
and does not circulate as money. It is very rare to trade a stock directly
for goods and services. A stock must be sold for money, and then that money
used to get goods and services. Buying a stock or selling a stock does not
increase the amount of money in the economy, but only changes who holds that
money. 




> For instance, lets say we lived in a universe of Fiat money (we do in
> many ways!), issued by say the New Zealand government.   So just
> forget about gold and the like for now.   NOW ... the NZ gov issues
> say $10billion.   It is true, as Robert says, that bizarrely all
> things like building houses, making companies, and creating financial
> instruments expands the money suipply of $10billion.  (For instance,
> say someone suddenly builds $1b worth of houses - those houses are
> now things that can factually be used "like money", like the NZDollar
> - so you have expanded the money supply.)


Houses are not "like money" at all. Money is a widely accepted commodity
used to give value to things and store value. No one "spends" a house for
other goods and services. One may get a loan based on the value of the
house, or someone may act differently if they perceive their house is worth
a certain amount, but this does not change the money supply. You do not use
your house as money. What you have to do is sell your house to get money.

Let's say there is a total of $100b in the NZ money supply. Let's say I have
$5m and I give it to you in exchange for you building a house for me. Now
how big is the money supply? $100b. Only now the ownership of $5m of that
money has switched from me to you. You could give me back the $5m in
exchange for me building you a boat. We could go back and forth 1000 times
building 1000 houses and 1000 boats, but the money supply in the country
would still be only $100b.

Money changes hands every day and millions of things are built, grown and
manufactured, but the size of the money supply, the amount of dollars in the
economy, does not change because of it.


Similarly, the amount of gold coming out of the ground does not add to the
money supply if people do not spend gold as money. They buy gold with fiat
money, hold it as they would any commodity, and sell it back for money if
they want to use that value. If any commodity, like rice, was widely
circulated as money, as directly exchangeable for all manners of other
goods, then a tripling of the rice harvest would expand the money supply.
But if rice is not used as money, a tripling of the rice harvest will only
reduce it's value in terms of whatever IS circulating as money (like $/lb of
rice). The value of the rice will change rather than changing the supply of
money.

When gold was widely used as "the" money, more gold out of the ground =
larger money supply. Now that gold is not used as the money, more gold out
of the ground does not change the money supply, it changes the PRICE of gold
(price in terms of whatever IS acting as money, in this case $/oz or other
fiat/oz).

Gold having a "price" is relatively new. In the past gold was money, and
gold having a price made as much sense as today asking what is the price of
a dollar.



Money is funny stuff. It's really just a fancy novelty token to facilitate
the trading of labor. Money is a labor representation that makes it happen
and makes sure whatever is produced is what the people want by creating a
concept of a "price". Manipulating the number of tokens in an economy is
worthless and stupid, and does nothing to help the "economy". The economy is
really just people waking up and putting in effort to make products and
services. Wealth, which is what is really desired, means how much do we have
of stuff we want. The more stuff that exists that is what people want, the
wealthier a world is. Changing the number of tokens does not produce more
stuff nor does it cause people to do more work or create more stuff. Money
is a measurement component for an economic system, and screwing with the
reference measurement for a system is only going to screw up that system.



- John

---
http://cambist.net





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