> I do agree that most accounts have a small balance, but that holds true
> for the amount of money many people have in their wallets, does it not?
> People appear to be treating e-gold as money, something they use to buy
> things with - which is what we promote it for in Asia, by the way - not as
> an investment.


Robert,


I guess we could indeed say they don't trust it as an investment.
But isn't that a little strange considering that gold has been going up
against the dollar and several other currencies for quite a while now?

I think the problem is no so much with distrust in e-gold as a company , but
also a distrust in the internet in general.
All the news about viruses and internet scams just scares many people and
makes them decide not to hold larger amounts of money in their e-gold
account.
The recent news about a virus that collects e-gold passwords will not
improve this situation.

That feeling of unsafety is certainly not helped by the design of the e-gold
system itself.
You don't need many customers who were careless with their (low ball)
password and found their accounts emptied, to get the reputation that e-gold
is not safe to keep larger amounts in it.
And when somebody finds his account emptied there is nothing he can do since
e-gold is non repudiable.
E-gold users know that when somebody somehow gains access to their account,
their gold is likely to be gone before they can do something.
That feels very unsafe, even if you have a good password.

All the payment and other systems involving bigger amounts of money that are
succesful on the net have systems in place that make it very difficult to
steal from an account, even if you have got the password.

E-gold lacks in simple email communication between the account and its user,
and in safety features to prevent stealing from an account
I would like to hold more gold and other metals in my e-gold account, but
I'll need the following things to consider it safe:

1) Option to have email notification whenever somebody logs in to my account
and whenever a transaction is done.
Right now I only receive an email when I change the password or other vital
settings.

2) Option to set an automatic 'payment delay' on all payments attempted from
an account.

What is the use of this?
If I set this 'payment delay' to 24 hours, all spends from this account will
only effectively happen 24 hours after they are entered on the site.
In the meantime they can still be canceled by going back to the account.
After 24 hours the gold is really spent into the account of the payee.
In combination with the email notification feature this means I will have an
email when an unauthorised spend is attempted from my account, and the spend
can
still be stopped within this 24 hours. This makes it much more difficult for
scammers to steal from my account.
I will like to use this feature on an account where I keep my larger amounts
of metals, and besides that I will use another account without 'payment
delay' to use for instant payments when needed (obviously I'll keep less
gold in this account and fill it from the other one as necessary)

Some people may want to set the 'payment delay' to several days length if
they don't check their email every day.

This are simple to implement changes that make keeping larger amounts in an
e-gold account much safer.




Danny









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