This is a quick outline of topics from the last few
chapters of "The Mindful Money Guide".  Many of my
earlier complaints are resolved in these chapters
and some useful ideas presented.

Spending Money
  Balance
  Consumption is a Problem
  The Yin/Yang of Spending
  Five Characteristics of effective spending
    -Habits
    -Product evaluation
    -Environmental Impacts
    -Company history
    -Outlet, local commerce
    -other reminders
  Dealing with major Expenses
    -home
    -car
    -food
  Using Spending as a weapon
    -boycott
    -credit card pro's and con's
    -fighting commercialization

Earning Money
  Looking for a job
  Looking at ourself
    -What do we want
    -Dreams
    -Skills
    -Values
  Creating a Plan
    -write a mission
    -testing reality
    -handling problems

Giving Money away
  Selecting a good cause
  Government as a Charitable Partner
  Leaving money behind after death

For anyone starting out i think this book is far
better than the typical brain-dead investment book.
I find it difficult being objective about investment
books.  Even during the period i embraced unrestrained
capitalism the books make me ill.  Hopefully, some day
an author will fill this void, meanwhile 
a step in the right direction is:

  The Mindful Money Guide
  Creating Harmony between your values and your finances
  by Marshall Glickman
  1999
  
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jeff owens, [EMAIL PROTECTED], http://www.xprt.net/~jko
     underground house, solar power, self-reliance, edible landscape
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