This year, in an effort to be more ecological, save on postage and
printer inks, our Year end letter is sent to you via the internet
in PDF format. To find it, click on the following link and then, once
you reach the web page, click on the link to the newsletter.

http://www.bctonline.com/users/jko

Peace, love, and hugs to one and all,
Jeff and Julie Owens


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