I believe that "scorecard" is an antiqueted word that is based on the
way Fair-Issac used to do things in the dark ages...Nowadays, I think
that most credit scoring companies usually use a score between 0 and
1000. This score is usually the result of applying some kind of
monotonic transformation to the output of logisitc regression, ANN,
etc...If I remember correctly scorecards were used in the past when the
credit score for an individual was constructed by hand by adding up
numbers associated with the various attributes of the individual. The
loan decision was then based upon the resulting score...Anyway, search
on Amazon. I know there are at least a couple books on credit scoring
out there.
> In financial institutes, after develop a model, say, a regression
model, a
> scorecard will be created based on the model.
>
> If you know what books teach people how to create a scorecard, please
let me
> know.
>
> Thanks.
> Ron
>
>
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