Joshua,

The ARRL insurance premium is for 12 months.

73,
Don W3FPR

On 8/7/2015 11:48 PM, Joshua Gould wrote:
Silly question,

Is the premium per month or a one time thing? (I'm not sure and the XYL says it's probably per month... She is smarter than me..) The website doesn't provide much in the way of help on this question...



72,
Joshua Gould
K8WXA
EM89pn

KX3 # 7480

NAQCC # 7704
OMISS # 9948
4sqrp # 990
FP # 3579

On Fri, Aug 7, 2015 at 9:50 PM, Don Wilhelm <[email protected] <mailto:[email protected]>> wrote:

    Yes, and the ARRL insurance covers your gear even when mounted or
    transported in a vehicle (many homeowner's policies do not cover
    that, and you must rely on your auto insurance for recovery - good
    luck, many exclude radio gear).  It also covers antennas and
    towers if you specify those on the policy.
    Yes, you must enumerate your gear that you wish to be covered, but
    once that is done, you are covered for full replacement value.

    My only experience with an ARRL insurance claim was through a
    customer who wanted to use his K2/100 for Field Day, and someone
    connected the 12 volt supply with reverse polarity. The KPA100
    became a "crispy critter", but the ARRL insurance covered the cost
    of a new kit plus my fee to build it - in full (I did not get the
    details of any deductible).  The process was very quick and both
    myself and the customer was a pleasant one.

    73,
    Don W3FPR


    On 8/7/2015 8:28 PM, Ian - Ham wrote:

        Yes, they offer true replacement cost. There is a $50
        deductible on claims.
        If you're replacing a high-end rig (like a K3/K3S), you're
        going to come out
        very well.



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