... and being in the service provider business, I can tell you that way too many shopping carts are set up on the assumption that the product will ship within 24 hours.

The typical developer has never read a merchant credit card agreement, and doesn't know that many of them state that you do not charge the card until the merchandise is actually shipped.

The developer doesn't seen a need for split transactions, since no one ever mentioned that they'd be taking orders for a very expensive product with an order backlog.

I'm ashamed of what my industry has become.

-- Lynn

On 2/13/2019 8:52 PM, Cliff Frescura wrote:
Being in the payments industry, I can tell you that most of these policies
are driven by the card brands (Visa, MasterCard, etc.), certifying bodies
(PCI, EMVCo) as well as the payment gateways.  It is a very complicated
chain with many rules.
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