-Mummy, mummy, I`ve got a penny! What should I do with it?
- Keep it, sonny, don`t waste on useless things. As u know, a penny saves a 
dollar
- But, mummy, here in Russia everything is awful... even process of making 
profit... and.....and ...I`d better go and buy some ice-cream! huurrraaa!

Hey, Emin, u have saved enough for some tasty ice-cream, let`s go and please 
ourselves :))))))))





-----Original Message-----
From: Emin Aliev <[EMAIL PROTECTED]>
To: Vladimir <[EMAIL PROTECTED]>,The Moscow Expat List <[email protected]>
Date: Wed, 20 Feb 2008 07:50:21 -0800 (PST)
Subject: Re: Expat List  Citi bank - complaining

> 
> Well, maybe we should all do something about it?
> 
> How about starting our own bank! Or a Credit Union - first for expats, then - 
> for everyone else! We will have the best interest rates in the country!  And 
> low, low wire transfer fee for the money going overseas... ;-)
> 
> Who wants to chip in?  I've got a spare $2...
> 
> 
> 
> 
> - Emin
> 
> 
> ----- Original Message ----
> From: Vladimir Afanasev <[EMAIL PROTECTED]>
> To: The Moscow Expat List <[email protected]>
> Sent: Wednesday, February 20, 2008 12:35:22 PM
> Subject: Re: Expat List Citi bank - complaining
> 
> Julian,
> 
> What will they do, can I ask you? Russian law prohibits western banks
> to establish direct branches here. Citibank here is incorporated as
> ZAO KB Citibank, it is purely a Russian company, with its own balance
> sheet, P&L etc. What you see is just the brand name that you know, but
> what's behind it is completely different from the west.
> 

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