On the subject of Raiffaisen, my wife has been trying for some time now to
get sense on the phone about the money she had invested with them. At the
time of the low point on the Moscow Stock Market it was still about $23,000
(down from a much higher amount). When she finally went there today in
person they, after about 1 hour of messing about and passing her from person
to person, simply said there was virtually no money left at all - it had all
been lost except for a couple of hundred dollars! Anybody else having
problems - do I believe them??


-----Original Message-----
From: [email protected]
[mailto:[email protected]] On Behalf Of Human
Resources
Sent: 19 February 2009 11:16
To: [email protected]
Subject: !!***SPAM***!! Expat List unlocking 3g iphone and (possibly) bank
trouble.


the issue is largely an imagined one, go to Gorbushka, ask ANY of the guys,
and they will do it on a "success" basis.  I had mine unlocked, know people
who did, I am not aware of many unsuccessful attempts.

Just make sure you write down the number of your phone so you get YOURS back
or just stand there and watch.

or, easier yet, go on youtube, and they will walk you through the process
with videos.

:)

As to legality of unlocking, there is an issue of a contract that you sign,
but it's mostly a moral issue, generally in the U.S. and Europe, the cell
companies very heavily subsidize your phone to get you as a customer.  if
you don't then become their customer, it IS kind of cheating.

However, if in Russia you are charged over 1000USD for an iPhone, it's very
hard to see what subsidy you are receiving and what MORAL obligation you
incur as a result.

Funny incident, went to Raiffaisen today and they gave me a hard time about
withdrawing $15,000.  Trouble in paradise?  I know that VTB24 won't give
more than 5,000 in SKV without prior notice, but good ol' Raiffaisen.
Yikes.
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