Let me guess, you've never been self-employed and had to pay for your
own health insurance? I have, and the health insurance companies love
to rob you blind. That's what is it wrong with the ACA and what was
wrong before the ACA. Back in the 1970s and 80s I had affordable health
insurance but was of course much younger. One company even covered my
alternative care.
In the 1990s I was covered by a company plan but also as a manager got
to see how much health insurance added to the cost of the employee.
After my COBRA expired I was shown exorbitant plans by the same company
and complained to the agent who reluctantly showed me the high
deductible. Even with a $1500 deductible it was still a ridiculous
premium that except for a cataract operation they never needed to pay
out on and at that the cost of that operation equaled about what I paid
in for a year in premiums.
The solution is a Single Payer plan like other countries have. In the
US that could have been done by simply including everyone in Medicare.
The infrastructure was already there. But no, the Republicans wouldn't
hear of it because of their buddies in the health insurance companies
who had also convinced firms that were complaining about health care
costs and should have championed Single Payer to back the ACA. It is a
golden goose for the health insurance companies since people are forced
to use them. They wouldn't have been put out of business by Single
Payer either since they sell supplemental coverage to Medicare recipients.
Please tell us what the Republicans and the rich have done for you that
you seem so grateful to them?
On 02/06/2014 08:08 AM, Mike Dixon wrote:
Anartaxius is just making too much damned sense for FFL! As for Jr.,
nobody cares about that shut down. It was so far removed from the
lives of most ordinary people that they barely knew it happened. What
people will remember is losing their insurance and having to go buy a
more expensive replacement policy with higher deductibles, and higher
co- pays, losing their 40 hour work week jobs so employers don't have
to buy them insurance, not being able to go to the doctors that they
have trusted for a long time because they aren't participants in their
new insurance plans. All this so a handful of people that didn't have
affordable insurance before can now have the government subsidize a
plan that will still leave them broke after a major illness because
they still won't be able to afford the deductible which will be in the
thousands. So far, only a small percentage of people have lost the
insurance plans that they liked and were promised that they could
keep but this year will be the *biggie* when many employer plans will
have to be scrapped and/or up- graded. Companies like UPS have already
dropped coverage for tens of thousands of spouses of employees due to
increase in costs. Now there is talk of bail-outs, and nobody likes
bail-outs, for insurance companies because only the very sick are
signing up for Obamacare and there aren't enough younger , healthy
people signing up to off-set the cost. As the law reads, which we had
to pass in order to see what's in it, it's cheaper to take the penalty
for not having insurance than buying it and then buy it once you
really need it. <Jr., nobody will care about that temporary shut down
of White House tours and the Lincoln memorial being taped- off by
election time. They will remember Republicans tried to warn them of
the calamity that Obama's policies have caused and will continue to
cause in the future.< I'm predicting that Republicans will increase
their numbers in the House and might take the Senate. At that point,
he(Obama) is finished. As long as Reid is majority leader in the
Senate, Obama will have dictatorial powers without consequences.
On Wednesday, February 5, 2014 11:40 AM, "[email protected]"
<[email protected]> wrote:
Bhairitu,
Do you really think the Republicans are going to allow that tax to
pass in Congress?
