Sorry, I don't understand a word or number that you printed below, new.morning...
Here's an annuity calculator...all you have to do is plug in the age and gender and the single premium amount you're paying and they'll give you all the annuity figures you want: http://www.immediateannuities.com/?_g_immediate_annuity --- In [email protected], new.morning <[EMAIL PROTECTED]> wrote: > > --- In [email protected], "shempmcgurk" <shempmcgurk@> > wrote: > > > > --- In [email protected], new.morning <no_reply@> > > wrote: > > > > > > > > Uh, I deal with annuities, lifetime annuities, and SPIAs as part of > > my business...I'd sure love to see the figures for a 35 year old... > > > > Here is a badly formated paste of the spreadsheet. > > or see link > http://spreadsheets.google.com/ccc?key=pEMsn4qT5NcMHrk7yipTCQQ > <http://spreadsheets.google.com/ccc?key=pEMsn4qT5NcMHrk7yipTCQQ> > I even have a seperate sheet/tab for you to run it with your own > assumptions > > > Sex Workers > Retire at 30 Scenarios > Midline Low Low Extended High > Income > average fee $400.00 $400.00 $400.00 $400.00 > Vat and House % 40% 40% 40% 40% > provider gross $240.00 $240.00 $240.00 $240.00 > avg tax rate 40% 45% 45% 30% > provider net $144.00 $132.00 $132.00 $168.00 > unreported tips 50 30 30 75 > Provider total $194.00 $162.00 $162.00 $243.00 > Schedule > work/days/mo 20 18 18 22 > provisions/work day 4 3 3 5 > provisions/month 80 54 54 110 > Expenses > After tax per month $15,520.00 $8,748.00 $8,748.00 > $26,730.00 > outfits/salons/gym 700 700 700 2000 > Living Expenses 3000 2500 2500 5000 > Net investable $11,820.00 $5,548.00 $5,548.00 $19,730.00 > Investments > Investment years 12 12 17 12 > Avg ROI* 6% 6% 6% 8% > inflation rate** 4% 4% 4% 4% > Fee % increase above inflation*** 5% 4% 4% 6% > monthly compounded real ROI 0.90% 0.82% 0.82% 1.13% > Annuity > Annuity years 70 70 65 70 > Annuity ROI 6% 5% 5% 7% > Real ROI 2% 1% 1% 3% > Bottom Line > Nest Egg, Inflation Adjusted $3,447,293.41 $1,510,978.10 > $2,887,337.89 $7,080,532.41 > Annual Annuity age 30-100 $91,931.21 $30,118.06 $60,624.47 > $243,121.59 > To subscribe, send a message to: [EMAIL PROTECTED] Or go to: http://groups.yahoo.com/group/FairfieldLife/ and click 'Join This Group!' Yahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/FairfieldLife/ <*> Your email settings: Individual Email | Traditional <*> To change settings online go to: http://groups.yahoo.com/group/FairfieldLife/join (Yahoo! ID required) <*> To change settings via email: mailto:[EMAIL PROTECTED] mailto:[EMAIL PROTECTED] <*> To unsubscribe from this group, send an email to: [EMAIL PROTECTED] <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
