The pay-off time you have for Care Credit depends on the deal the vet's office has with the company. My dog swallowed a golf-ball sized tennis ball in the park last Fall. I took him to the vet right away, and the surgery the vet insisted had to be done asap would cost *about* $4000 (not including the $300 I was already charged for x-rays). I asked about a payment plan, and they suggested Care Credit. The only thing is that their deal with Care Credit was that we had to pay it off in 3 months or interest (24.9%) would begin to accrue on the FULL amount of the credit line, regardless of how much was paid at the 3 month point. It's a wonderful thing to have when you really need it, but be sure t check the deal your vet has with the company before you sign up.
If anyone is interested, the remainder of the story is this: I asked the vet about inducing vomiting she said it was too dangerous, he could choke. I asked her how long before we would know if would pass the ball on his own, she said maybe three days, then we were in danger of obstruction, ruptured bowel, etc. So I decided to make some phone calls and get a second opinion (the vet I was using was notoriously expensive). After talking to a lot of people (one who's dog had required four surgeries at different time for obstructions) I found out that even the most complicated obstruction surgery (involving removal of a portion of the small intestine) cost about half what this vet quoted. SO I called the Humane Society and they saw him right away. After doing more x-rays, the surgeon told me he wanted to try induce vomiting since the ball was still in his stomach. I asked about the danger of choking, and this vet said that there was a small chance, but he was in the right place if he did start to choke. So they gave him a little peroxide and up came the ball (and breakfast). The bill? $100. I changed vets after that (I had five cats and the dog at the time, and reality hit me like a sledgehammer!). _______________________________________________ Felvtalk mailing list Felvtalk@felineleukemia.org http://felineleukemia.org/mailman/listinfo/felvtalk_felineleukemia.org